What we do for you
​
We advise our clients by way of mutual funds and currently work with you to provide answer to the following areas:
​
-
Financial Planning
-
Retirement Planning
-
Financial education
-
Online integrated portal offering you one stop place to park all your information
​
We focus and onboard clients who need an honest advice with a mindset to invest and grow overall wealth. For us it would not matter if you come with Rs. 1,000 or Rs. 1 crore to invest, we would care for both in the same way.
​
In other words, we help to make you better at making decision about investments and hope these ideas continue to sprout out in other realms of your life.
​
How we work
​
Our first step is to work with you to know you and your goals better and understand your financial liabilities (the one’s that take away the money) as well as assets (the one’s that make money for you. And no, car is not an asset).
The second step is if you are an existing investor is to review your portfolio and align you and your goals with your portfolio. We make changes only if we feel you need one.
If you are a new/first time investor we work with you to design basic portfolio that comprises of four important components – savings, emergency funds, risk mitigation and investment. Hence it becomes equally important for us to bring you in the investment game when you are ready for it and not just because you feel you need to create an investment corpus.
​
Our Charges
We believe there are no free lunches, so if anyone comes across and claims to be a charity advisor because you hold an account or compile your taxes or is referred by a close one; please by all means fire that advisor right away because everyone gets paid and no one would come across to do charity when it comes to capital management.
We don’t charge you on an upfront or on fee basis, but we earn by giving you the right product in your portfolio. Yes, it is still called commission, but with the only difference of placing something that makes sense for you. And why not, if you make money we make money resulting in a win-win and make us comfortable in strengthening our relationships for a longer duration, perhaps a lifetime.
We disclose all our earnings to respective client which we have earned on their portfolio on an annual basis. We respect SEBI and its governance of earnings for distribution of products, this move has kept corrupt seller now at bay. In general the rate ranges between 0.05% all the way up to 1.00% per annum depending upon the category of investment. There is additional 1.00% per annum commission we receive should you be in category of B-30 city i.e. if your location is in any of the below 30 cities as disclosed over AMFI website, typically Tier 2 and Tier 3 cities. These commissions are on trail basis and not upfront, i.e. we receive after a lag and on your average market value of investment for the duration.
There you go, not all would do what we have done above – talk about our source of income.